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Simple, secure accounts that help your money grow with dividends and easy access.
At Summit Choice, you’ll always find options that fit the way you like to bank — and our savings accounts are no exception. Explore our range of savings solutions to discover the one that matches your goals. If you’re still figuring out what you need, we’ve got helpful guides and resources to make the decision easier.
Become a Member Open an Account
Our Savings Account offers security, flexibility, and easy access to your money—making it a great place to build your savings month by month. With just a small opening deposit, you’ll also become a member for life.
$25 minimum deposit to open
Earn monthly dividends
24/7 online banking access
Withdraw cash at any ATM with your Visa® Debit Card
Grow your savings faster with direct deposit or payroll deduction
Put your dollars to work with our Safety Liquidity Yield (S.L.Y.) Money Market Account. Designed for higher balances, this tiered account earns higher dividend rates as your daily balance grows.Put your dollars to work with our Safety Liquidity Yield (S.L.Y.) Money Market Account. Designed for higher balances, this tiered account earns higher dividend rates as your daily balance grows.
The more you save, the more you earn
Interest calculated daily and paid monthly
No term requirements
No monthly fees
Have you ever wished you had saved a little more before the holiday shopping season arrived? With our Christmas Club Savings Account, you can set money aside all year long so you’re ready for gifts, travel, and seasonal expenses.
Early Withdrawal Fee $10
Deposit any amount, anytime - save at your own pace
Funds automatically transfer to your regular savings account in mid-October, just in time for the holidays
Earn dividends credited and compounded quarterly
No minimum balance requirement
No monthly fee
Dreaming of a family vacation, a romantic getaway, or a road trip with friends? Start planning today by setting money aside and enjoy your travels even more knowing they’re paid for—debt-free.
Choose how much to save and how often to deposit
Free withdrawals whenever you need them
Dividends credited and compounded quarterly
Explore our latest savings rates and discover how your money can start working toward the moments that matter most.
View Rates
Secondary Share Savings makes it easy to set money aside for planned expenses or special purchases, all while staying accessible whenever you need it. It works just like a regular share account, with no minimum balance, no monthly fee, and monthly compounded dividends—plus the flexibility to save toward specific goals like remodeling, taxes, or education.
Open your secondary share account anytime through online banking, our mobile app, or in person at any of our six branches.
Open an Account
*APR = Annual Percentage Rate. Calculations are estimates only and do not constitute a quote or offer of credit. Rates may vary and may not reflect all current promotions. Please contact us for complete details.
*APY = Annual Percentage Yield. Calculations are estimates only and do not constitute a quote or offer of credit. Rates may vary and may not reflect all current promotions. Please contact us for complete details.