Insurance

Explore coverage options that help protect you, your family, and what matters most.

Summit Choice Credit Union offers a range of insurance options to help safeguard you, your loved ones, and your assets. From life insurance and accidental death & dismemberment (AD&D) coverage to home and auto protection, our plans are designed to provide peace of mind and security for every stage of life.

The National Credit Union Administration (NCUA) covers every Summit Choice Credit Union member’s deposit with federal deposit insurance that is backed by the full faith and credit of the United States government. This insurance is for at least $250,000 on share deposits, with an additional $250,000 in coverage for certain retirement accounts.

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In addition to NCUA coverage, Summit Choice provides private insurance through Excess Share Insurance Corporation (ESI), a property and casualty insurance company licensed in the State of Ohio. ESI provides at least $250,000 additional protection on member share accounts plus an additional $250,000 on Individual Retirement Accounts (IRA). By adding this coverage to our primary insurance limits, you can take comfort in knowing your funds are safe and secure with Summit Choice.

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If you’d like your family to be better protected, we’d like to help.

Together with our partner LifeHelp, we want to make it as easy as possible for you to shop for the life insurance you need to protect your loved ones.

You might be surprised how easily and affordably you can arrange for coverage to:

  • Pay for final expenses, such as funeral and medical bills
  • Allow your family to continue living in their home or apartment
  • Ensure your children can still receive the education you want for them
  • Pay off outstanding credit cards, and personal or business loans
  • Leave your family better able to face all of life’s many expenses

The Life Insurance available to you as our member makes it easy to choose a monthly cost comfortable for you, based on competitive group rates. Applying online is also simple and quick, with no medical exam needed.

Click here to learn more and see costs for our Young Family Group Term Life Insurance (eligible ages to apply for coverage 18-55). 

Click here to see costs and learn more about our Guaranteed Inssue Group Term Life Insurance (eligible ages to apply for coverage 18-64).

To learn more, call LifeHelp at 1-800-345-4543. 

All members of Summit Choice Credit Union are entitled to $2,000 of no-cost AD&D coverage. Claim your coverage here.

As a member of Summit Choice Credit Union, you're eligible for a discount from Travelers on auto or homeowners insurance. You could save an average of $611* on auto insurance with Travelers and get access to the great benefits:

  • Summit Choice member discount on quality Travelers auto, home, condo, and renters insurance
  • Additional discounts could be available like multi-policy, loss-free or hybrid/electric vehicle
  • Free, no-obligation quotes
  • Easy payment options, including electronic funds transfer (EFT)
  • 24/7 claim reporting and customer service
  • More Choices - Compare quotes from up to 50 national and regional carriers through InsuraMatch, a wholly owned agency of Travelers.

Even if you recently renewed your policy, you can still get a quote with your Summit Choice member discount and you could switch at any time. Plus, if Travelers isn’t the right fit at this time, you can compare quotes from up to 50 national and regional carriers through InsuraMatch, a wholly owned agency of Travelers.

To get a quote call 1-855-704-6636 or click "Start Quote" to quote online and see full details including legal disclosures.

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*Average savings is based on new auto policyholders countrywide who reported savings to the Travelers Call Center in 2024. Individual savings may vary. Savings are not guaranteed.