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My CU Youth Savings

Help kids and teens build smart savings habits from an early age.

Start Smart with a Youth Savings Account

It’s never too early to learn smart money habits. A MyCU Youth Savings Account helps kids and teens start saving, set goals, and learn how money grows.

Become a Member Open an Account

Youth Ages 0-17

Why Start Early - Teaching Kids the Value of Saving

The earlier kids learn about money, the stronger their financial future can be. A MyCU Youth Savings Account makes learning about saving simple and rewarding.

Earn While They Save

Earn 2.34% APY* on balances up to $300 and show kids how money grows with compound interest.

Save for Goals

Create additional savings accounts for goals like a bike, gaming system, or college fund.

Build Lifelong Habits

Learning to save early helps kids build confidence and develop smart financial habits.

Debit Card for Teens

Teens 13+ can get their own VISA® Debit Card to practice managing money.

Online & Mobile Banking

Track Balances, monitor progress toward savings goals, and manage accounts anytime.

Fewer Fees

There is no monthly service charge and no minimum balance to maintain the account.

Easy Transfers

Parents can easily transfer allowance or deposit birthday and holiday money.

Grow Their Savings Even More

Share Certificates for Long-Term Goals

Help your child save for the future with MyCU Share Certificates. With a $300 minimum investment, kids can learn the value of long-term saving while earning competitive dividends.

View Rates

$25 share deposit required for Credit Union ownership.

*APY = Annual Percentage Yield. APY = 2.34% on balances between $0.01 and $300. Rates may vary after account is open. Rates subject to change without notice. Rates effective as of May 1, 2023. Fees may reduce earnings.