Purchasing a Certificate Is Simple and Secure

Ready to grow your savings?

1. Log in to Online Banking or our Mobile App and select Buy a Certificate on the Home Page or under New Accounts.
2. Choose your preferred rate and term, then click Purchase Online to complete your transaction.
3. Prefer a personal touch? You can also purchase a certificate in person at any of our six branches.

It’s fast, secure, and designed to help your money work harder—whenever and wherever it’s convenient for you.

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Why Invest in a Share Certificate?

Guaranteed Fixed Rate of Return

With a Share Certificate, there’s no guesswork.

You choose your deposit amount, term, and rate, so you can calculate your dividends at maturity from the start of your investment.

Early withdrawal penalties may apply.

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Flexible Investment Terms

Select a term that fits your goals, with options ranging from six months to five years or more.

• Expect rates to rise? Consider a shorter term.
• Expect rates to stay the same or fall? Lock in a longer term.

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Low Opening Deposit

Get started with as little as $300.

Compared with many money market accounts that require larger balances, share certificates often provide higher earning potential.

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Federally Insured for Peace of Mind

Share Certificates are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. government.

• Coverage up to $250,000 per account
• Excess Share Insurance provides at least an additional $250,000 in protection on member share accounts

Your savings stay safe and secure.