Visa Infinity Details

Visa Infinity Account Fees
Item Fee
Introductory Purchase APR* 0% for 12 months
Introductory Balance Transfer APR Same as Standard Purchase APR
Standard Purchase APR** 11.65% to 18%
Cash Advance APR Same as Standard Purchase APR
Annual Fee $0
Minimum Interest Charge $0
Balance Transfer Fee $10 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee $0
Foreign Transaction Fee 1% of each transaction in U.S. dollars
Purchase Transaction Fee $0
Late Payment Fee Up to $25.00
Returned Payment Fee Up to $30.00
Statement Copy Fee $6.00
Document Copy Fee $25.00
Rush Fee $30.00
Card Replacement Fee $10.00
Pay-by-Phone Fee $0

Disclosures

*Special purchase interest rate of 0.00% APR is applied for 12 months from posting date of the transaction. APR = Annual Percentage Rate. Promotional APR will last through 12 statements and then revert to the regular variable purchase APR with the thirteenth monthly statement. You have 25 days after the close of each statement period to pay your balance in full without being charged interest.

**Rate Based on creditworthiness. APR = Annual Percentage Rate. Rate valid as of April 1, 2026. Rates subject to change without notice.

Visa Credit Card Agreement