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Have an auto loan at another financial institution? Refinance with Summit Choice and reduce your rate to as low as 3.99% APR*.
Reduce your rate by up to 1%.
Lower your monthly payment.
Extend your term by up to 12 months (up to 84 months total).
Apply Now
*Auto Loan Refinance on external auto loans only. Proof of the current rate and term is required. Credit Union will reduce the current financed rate up to an additional 1%, as low as 3.99% APR. The current term may be extended twelve (12) months, up to 84 months maximum term. Credit qualification applies. Rate valid May 1 through May 31, 2026.
*APR = Annual Percentage Rate. Calculations are estimates only and do not constitute a quote or offer of credit. Rates may vary and may not reflect all current promotions. Please contact us for complete details.
*APY = Annual Percentage Yield. Calculations are estimates only and do not constitute a quote or offer of credit. Rates may vary and may not reflect all current promotions. Please contact us for complete details.