AUTO LOANS

as low as 4.39% APR* and take advantage of 90 days with no payments on financing terms up to 48 months through Summit Choice.

Get preapproved and lock in your rate for 90 days — so you can shop with confidence and protect yourself from rising rates.

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We offer several protection plans with the purpose of helping members avoid costly repairs and out-of-pocket expenses.

Guaranteed Asset Protection

Auto Essentials Vehicle Protection Plan

Mechanical Breakdown Protection

 

*APR=Annual Percentage Rate. Subject to credit approval. Promotional rate valid July 1 — July 31, 2026 on 2023 model year and newer for up to 48 months. Restrictions may apply. Rates subject to change without notice. First payment deferred up to 90 days available for qualified borrowers. Interest starts at loan disbursement.

**APR = Annual Percentage Rate. Refinance your current auto loan with us and take advantage of rates as low as 4.39% APR for up to 48 months. Credit qualification applies. 12 months or more of payment history required for internal refinances. Rate valid July 1 through July 31, 2026.